Read Our Latest Email Update

EDC's weekly emails contain the latest news, action alerts and reminders about upcoming events. Check out the most recent message.

Stay informed!

Receive weekly emails from EDC

EDC Videos

EDC is now on YouTube!
Watch videos of meeting presentations and other topics. CLICK HERE to visit the EDC Channel.

Follow EDC on Facebook

To join the Escondido Democratic Club Facebook group, CLICK HERE and select 'Sign Up' at the upper left of the page or 'Join' at the top. You can also search for us by entering Escondido Democratic Club into the search box located in the top right of your Facebook home page.

Financial Regulation Reform Background

The Senate Bill (S. 3217) — Passed May 28 and now in conference committee

A summary of the final bill, prepared by the Senate Committee on Banking, Housing, and Urban Affairs, Chaired by Senator Chris Dodd (D-CT).

A comparison between the House and Senate versions, from The Washington Post, June 11, 2010

The Committee website (summary, full text, comments available here)

Latest status from The Library of Congress.

The House Bill — H.R.4173, Passed by the House in December, 2009 – FULL TEXT HERE

Comparing the House and Senate Financial Reform Bills
The New York Times, March 16, 2010

Six questions on the financial regulatory overhaul
The Washington Post


Links

Americans for Financial Reform – a coalition of more than 200 national, state and local consumer, labor, investor, civil rights, community, small business, and senior citizen organizations that have come together to spearhead a campaign for real reform.

FinancialStability.gov – a website created by the U.S. Department of the Treasury to explain proposals for financial reform.

Financial Regulatory Reform: A New Foundation
(Large PDF not recommended for slow connections.)
A Treasury Department paper that proposes reforms in five areas.

Financial Reform proposals from The White House.

The Wall Street Reform Background page at Organizing for America

Financial Regulatory Reform topic page at the New York Times

Defend Your Dollars, a website of Consumers Union.


The Consumer Financial Protection Agency (CFPA)

The Bill: H.R. 3126Read it at OpenCongress.org

A description of the bill and its historical context from SourceWatch.org

Consumer Financial Protection Agency: an overview
Kenneth Harney in the Los Angeles Times, August 2, 2009

A fact sheet on CFPA from DefendYourDollars.org, a website of Consumers Union.

Elizabeth Warren on Consumer Protection (MMBM) from Roosevelt Institute on Vimeo.
CFPA was Warren’s idea and she has been a tireless proponent of it during the long Congressional discussion of financial regulation reform.

Bill Moyers Journal, April 16, 2010
Simon Johnson and James Kwak on financial reforms (video or transcript)
The current reform fails to address a key issue — banks that are ‘too big to fail’


Latest News Coverage

Let a Thousand Regulators Bloom
As agencies begin rewiring Wall Street, job openings abound
Bloomberg  Businessweek, August 26, 2010

Elizabeth Warren, likely to head new consumer agency, provokes strong feelings
The Washington Post, August 13, 2010

Nominees will be crucial in enactment of new Wall Street law
President Obama will have the opportunity over the next year to dramatically remake the leadership at the nation’s financial regulators.
The Hill, August 10, 2010

The other candidate to head consumer agency
Treasury Department Assistant Secretary Michael Barr waits in the wings
The Wall Street Journal, August 1, 2010

EDITORIAL: Elizabeth Warren
Banks oppose her as head of new consumer protection unit because she represents consumers.
The New York Times, July 25, 2010

Wall Street reform will take years for government to fully implement
The Hill, July 21, 2010

OPINION: The Real Reason Geithner is Afraid of Elizabeth Warren
Huffington Post, July 18, 2010

OPINION: The New Finance Bill: A Mountain of Legislative Paper, a Molehill of Reform
Robert Reich in The Huffington Post, July 16, 2010

Wall Street Outsmarts Congress
Insiders say new bill is only a short-term nuisance
The Daily Beast, July 16, 2010

PBS NewsHour discussion of the pros and cons of the reform bill (audio, video and text)
PBS, July 16, 2010

Congress Approves Sweeping Financial Regulation Bill
(An excellent short summary of what is, and is not, in the final bill)
The Atlantic, July 16, 2010

Senate Passes Sweeping Finance Overhaul
The Wall Street Journal, July 16, 2010

5 places to look for the next financial crisis
The Washington Post, July 16, 2010

OPINION: Ezra Klein’s ‘take’ on the bill (hint: not perfect, but progress)
The Washington Post, July 16, 2010

Financial regulation bill nears finish line with support from Snowe, Brown
The Washington Post, July 13, 2010

Senate Democrats yet to lock down votes for financial regulations bill
The Washington Post, July 10, 2010

OPINION: Financial ‘reform’ or revenge?
The Washington Post, July 5, 2010

House passes financial overhaul; Senate leaders postpone vote
The Washington Post, July 1, 2010

Bank Fee Is Eliminated in Financial Bill
Brown opposition causes new plan to pay for regulation
The New York Times, June 28, 2010

Finance Bill’s Fate Uncertain in Senate
Byrd death, Feingold opposition, new fee for banks spell trouble
The Washington Post, June 29, 2010

On Finance Bill, Lobbying Shifts to Regulators
The New York Times, June 28, 2010

EDITORIAL: After the crash
There is much to like in the new reform bill, but Congress cannot legislate wisdom.
The Washington Post, June 27, 2010

EDITORIAL: Financial Regulation
On balance, a good reform bill, but Congress must watch carefully to ensure it is enforced as advertised.
The New York Times, June 27, 2010

COMMENTARY: Wall Street Reform: Politicians Lie, Media Applauds, America Suffers
Not everyone is happy with what resulted from financial regulation reform.
Dylan Ratigan on MSNBC, June 25, 2010

Banks Likely to Offset Impact of New Law, Analysts Say
The New York Times, June 25, 2010

Financial overhaul measure elicits cheers and concern
Ezra Klein’s Wonkbook in The Washington Post, June 26, 2010

House, Senate leaders finalize details of sweeping financial overhaul
The Washington Post, June 25, 2010

Major Provisions in the Financial Overhaul Bill
The Wall Street Journal, June 25, 2010

From Card Fees to Mortgages, a New Day for Consumers (what the financial reform bill means to you)
The New York Times, June 25, 2010

EDITORIAL: The Derivatives Endgame
The New York Times, June 24, 2010

Lawmakers at Impasse on Trading
The New York Times, June 24, 2010

Fed Emerging Intact From Challenge to Its Power
The Wall Street Journal, June 18, 2010

Joint legislative conference buckles down on financial reform
Ezra Klein’s Wonkbook in The Washington Post, June 15, 2010

OPINION: Will Obama push for financial stability?
Economix blog, The New York Times, June 11, 2010

Wall St. reform’s fierce final battle
Politico.com, June 7, 2010

Congress pressed for reform bill deal
The New York Times, June 7, 2010

The Fates and Faces of the Affected
As the System Gets Its Biggest Overhaul in 80 Years, the Impact Runs From Wall Street to Main Street
The Wall Street Journal, June 7, 2010

Reform Unlikely to Prevent a New Financial Crisis
The New York Times, June 4, 2010

Not all banks spanked by reform (Derivatives traders get off easy while consumer banks are hit by fee controls)
Politico.com, June 2, 2010